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Saving your money is probably on your to-do list, but it’s never really a priority. But the truth is, it doesn’t have to be that hard. Saving money can be as easy as clicking through a few links and putting together these simple changeable habits.

1. Set Savings Goals.:

The first step to saving money is to have a goal in mind. Be specific and know exactly how much you have to save up. Whether it’s the down payment for a car or a vacation, write it all down and take note of when you need to start saving up. To help motivate yourself, add an incentive or prize to your savings goal.

2. Find Out Where Your Money Is Going.:

Track your spending habits by using an app like Mint or by writing everything down by hand (I recommend this option!). You might be surprised to find out that you’re spending way more than you think on coffee, eating out and so on. Once you know where your money is going, you can cut back there.

3. Cut Out the “Extra” Expenses.:

You might be surprised how many little things can add up over time: monthly subscriptions, late night snacks and more.

Ask yourself: how many of these costs do I really need?

4. Use Technology.:

Technology makes your life easier in so many ways. Use online checking, pay bills online and all the apps you can find, even for as little as $5/month. If you have a smart phone or tablet, use it for banking and saving money.

5. Keep an Eye on Your Bills.:

Take advantage of these saving tools and be on the lookout for bill-paying dates. Use SimpleCents to keep track of your monthly bills like phone, utilities and more and set up alerts to go off when those bills are due. I also recommend using billtrackers like MoneySaver, a Free online bill tracker that helps you save money by keeping track of your bills and alerts you when your payments are due.